Orthodontic insurance is an extra insurance taken out in addition to a standard dental insurance to cover the type of work which is covered by an Orthodontist and one of the most common inclusions which people look for in this type of policy is whether it includes any element of braces insurance to cover the cost of the braces themselves.
Why Do People Need Braces?
If your teeth don't bite together correctly this is known as malocclusion and can be caused by any number of reasons including thumb sucking, accidents, the early loss of milk teeth or even inherited from our parents. The symptoms may consist of having upper front teeth which stick out or even a misalignment between your jaws meaning an incorrect bite when the teeth meet.
The most common form of Orthodontic treatment involves the wearing of a brace. The brace when fitted will put gentle pressure on specific teeth, so overtime they are gently pushed back into place.
Orthodontic treatment is the only way to fix these problems and as this issue is seen as more cosmetic rather than a health issue aren't normally covered by the usual dental insurance, thus the need for this additional orthodontic insurance.
Can I Get Braces Insurance
Braces can vary in type and price and this is where it would have been ideal if some sort of braces insurance existed. However, as the braces are generally seen as been a personal choice there is generally no insurance that can be taken out to cover the cost of the braces, instead other methods will need to be considered.
1. Finding a company that provides Orthodontic Insurance that includes the cost of the braces themselves as well as covering the cost of the orthodontic treatment is the best you are going to find, but these will take some seeking out.
2. Some orthodontic will provide a payment plan, whilst this isn't as ideal as braces insurance would have been, its still not a bad option and will allow you pay off the cost over several months rather than with a single lump sum.
3. Payment in full, if you're reading this with regards to finding some kind of braces insurance then you are not likely to be interested in this option.
As you can see braces insurance doesn't seem to exist as a stand alone option and the best you are likely to find is it included as part of a orthodontic insurance policy. However, in most cases these will only cover the cost of the treatment and not the braces themselves. So brace yourself (no pun intended) and expect to have to pay in full for the braces themselves.
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